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Free EPF & Pension Calculators

Estimate your PF corpus, monthly EPS pension, gratuity amount, and salary contribution split — instantly, with no login required.

📥 Enter Your Details

₹
5%
20 yrs
12%
8.25%
ℹ️ Note: This calculator provides an estimate only. Actual PF corpus depends on exact salary history, employer contributions, and interest credited by EPFO. Calculations use compound interest.

📤 Your Estimated PF Corpus

Total PF Corpus at Retirement
₹0
Based on your inputs above
Your Contribution
₹0
Employer Contribution (EPF)
₹0
Total Interest Earned
₹0
Total Principal Invested
₹0

Corpus Breakdown

Your Contributions0%
Employer Contributions0%
Interest Earned0%
📖 PF Withdrawal Guide 💰 Check Real Balance

📥 EPS Pension Details

₹
20 yrs
ℹ️ EPS Formula: Monthly Pension = (Pensionable Salary × Pensionable Service) ÷ 70. This is the standard formula under EPS-95. Actual pension may differ based on past higher salary contributions.

📤 Your Estimated EPS Pension

Estimated Monthly Pension
₹0
Approximate — based on EPS-95 formula
Annual Pension
₹0
10-Year Pension Total
₹0
✅ Minimum guaranteed pension under EPS is ₹1,000/month. If the calculated amount is below this, you'll still receive ₹1,000.
📖 Full EPS Pension Guide 🧮 More Details

📥 Gratuity Details

₹
10 yrs
ℹ️ Formula (Gratuity Act): Gratuity = (Last Salary × 15 × Years) ÷ 26. Minimum 5 years of continuous service required. Maximum tax-exempt gratuity: ₹20 lakhs.

📤 Your Estimated Gratuity

Estimated Gratuity Amount
₹0
As per Payment of Gratuity Act, 1972
Tax-Exempt Limit
₹20,00,000
Taxable Amount
₹0
📖 Gratuity Guide

📥 Salary Details

₹
12%

📤 Monthly Contribution Breakdown

ComponentEmployeeEmployer
EPF Account₹0₹0
EPS Account₹0 (NIL)₹0
EDLI (Insurance)₹0₹0
Admin Charges₹0₹0
Total₹0₹0
ℹ️ EPS capped at 8.33% of ₹15,000 = ₹1,250/month. Excess goes to EPF. EDLI = 0.5%. Admin = 0.5%.
📖 Contribution Rules Guide

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